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Home > Blog > Put Together a Winter Home Emergency Kit, Part 2
FRIDAY, JANUARY 22, 2016

Put Together a Winter Home Emergency Kit, Part 2

Continuing from last week's post, read more to see how you can be prepared for any scenario.

Tools and Materials for Emergency Repairs: You don't need to be ready for a full scale remodeling project but you do need some basics. What if a tree branch falls and breaks a window? In the middle of summer it's an annoyance, in the middle of a winter outage it's a giant icy hole to the outside world that will drop the temperature of your home below freezing in a matter of hours. Some heavy duty plastic sheeting and duct tape might not have the insulation value of a triple-pane window but it will keep hot air from drafting right out into your yard.

Communicating from the Winter Wonderland: Phone lines can be damaged by winds and ice, but it is very rare for a winter storm to wipe out the cellular network in an area. Keep your cellphone charged and make sure you have a car charger for it—if the power outage is extended you'll need to top it off at some point. If cellphone service is spotty, you may want to consider sending an SMS message to communicate with friends and family. Often times SMS messages go through just fine when trying to place an actual voice call is sketchy due to weak signal. If you live in the countryside you might consider investing in a couple GMRS/FRS hand-held radios with some neighbors. You can pick up a modest but functional walkie-talkie set for around $30.

Stay Well Stocked: If you live in an area where weather can keep you holed up, you need to get into the practice of shopping ahead. When you're buying your regular groceries, purchase a few extra non-perishable things to stock in the pantry. Don't wait to do your grocery shopping until it is critical that you get out that day to do so. The same principle applies to non-food items like batteries, salt and sand for your walk and driveway, and keeping your gas tank full in your car.

Scaling Preparation for Your Situation and Budget: Finally, as we mentioned above, you'll need to scale your level of preparation to your budget and needs. If you can afford it and live in an area with frequent power outages, although a bit pricey, a home generator is a great investment. An apartment dweller that experiences extremely infrequent and brief outages could simply stockpile some batteries under the bed.

The important part in preparing for inclement weather and power outages is to run through potential and reasonable scenarios and what you need to do in various situations that may arise. What if an ice-laden tree falls onto your house? What if the power is out for more than a day? How will I heat food with no electricity? Does the heating system of your home require electricity? Have I told my roommate, spouse, or child what the plan is in the event of an emergency? Asking and answering questions like these well before you're under the stress of the actual situation helps you plan properly and keep stress to a minimum when that Douglas Fir actually does come through the picture window or the guy on the emergency weather radio says power won't be restored until next Tuesday. A small amount of planning now yields a lot of comfort later.

Read More: Source

Posted 3:00 PM

Tags: homeowners insurance, homeowners tips, insurance tips, winter insurance tips
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