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Bobby Brown Insurance Agency Blog: home

View the latest blog posts from Bobby Brown Insurance Agency.

Your home's air conditioner is a major system. Over time, it works hard to keep your home moisture-free and cool. If it stops working, it could put your property at risk. It is not common for an air conditioner breakdown to have coverage under your home insurance policy. READ MORE >>

Many Americans don't need to wonder if they need flood insurance — it's required as a condition of their home loan. But unlike car insurance, flood insurance isn't required simply because you own property. In these cases, flood insurance raises the same question as other insurance policies do: When does the premium outweigh the actual risk? READ MORE >>

Continuing from last week's post, read more to see how you can be prepared for any scenario. Tools and Materials for Emergency Repairs: You don't need to be ready for a full scale remodeling project but you do need some basics. What if a tree branch falls and breaks a window? READ MORE >>

You likely have all sorts of things in your home right now that would serve you well in an emergency, with a few additions and some organization, you'll have a functional kit and contingency plan. Creating a home emergency kit can be a simple to enormous undertaking depending on the level of energy and preparation you want to invest into it. READ MORE >>

Having insurance is a lot like carrying an umbrella with you at all times: Most of the time it feels burdensome, but boy, are you glad to have it when the rain comes. The right insurance policies are key to a healthy financial life. Below, we've explained briefly which those are, plus when you should purchase them. READ MORE >>

Soon, ghouls, goblins and The Little Mermaid will be at your front door. Are you prepared? We aren’t talking candy-bought, decorations-up prepared. We mean, what happens if Glenda the Good Witch breaks her arm or your house is egged? Are you covered for that? Or will a night of tricks and treats become an expensive horror? READ MORE >>

When zombies, Snookies, and Lady Gagas storm your front door this weekend, don’t fear! Your homeowners insurance will protect you from Halloween mishaps. Halloween is all fun and games until a trick-or-treater trips, knocks over your jack-o-lantern, and sets your front porch on fire. READ MORE >>

Your dog isn't just a good dog -- he's your best friend who wouldn't hurt a flea. But you might have to prove it to get your home insurance company to cover him, especially if he belongs to a breed with a reputation as aggressive. READ MORE >>

You probably don't think about it until happens. How many assets do you own that are high-value items either in terms of monetary or sentimental value? Your homeowner's insurance doesn't cover everything you own and the items it does cover are only partially insured if they're high-priced items. READ MORE >>

If you and the guy who wants to steal your television sat down to shoot the breeze, what would you ask him? The chance to pick a burglar’s brain could certainly give you some ideas for home security upgrades, but it’s not a very common opportunity. So, we created some fictional burglar monologues (based on real research). READ MORE >>

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