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Bobby Brown Insurance Agency Blog: life

View the latest blog posts from Bobby Brown Insurance Agency.

Friday, February 26, 2016

Do retirees need long-term care insurance?

Health care costs are a big concern for people going into retirement, but the costs of long-term care can still be a shock. Here are a few facts: • 70% of people over 65 will need some form of long-term care at some point. • For married couples, the chance that one spouse will need long-term care rises to 91%. READ MORE >>

Friday, February 19, 2016

Pet Owners Use Life Insurance To Fund Furry Friends' Future Care

903 pet owners were surveyed and 44 percent say they have made formal or informal plans for their pets’ future care. For one-fifth of those owners, according to the survey, “Pet heirs: Financial planning with pets in mind,” those plans are financial. Pricing a pet’s life READ MORE >>

Friday, February 12, 2016

5 things to know on children's life insurance

Policies for children represent a small fraction of the life insurance market, but they made the news this week after a court hearing for a Georgia man accused of killing his young son by leaving him in a hot car. READ MORE >>

Friday, December 11, 2015

Big student loans? Consider life insurance

If you're co-signing big student loans for your child, you may want to buy a life insurance policy while you're at it. While no one wants to imagine the death of their child, taking out insurance on your son or daughter -- or asking them to purchase their own plan -- will protect you from being hit with mountains of debt should tragedy strike. READ MORE >>

Friday, December 4, 2015

Enjoy financial security with Life Insurance

Financial needs change with change in one's life stage. Whether it's your marriage, children's education or retirement years, you need money to get through the various stages of life comfortably. Life insurance helps you meet these requirements and prepares you for unforeseen expenses. READ MORE >>

Friday, November 20, 2015

How to Get the Best Rates on Life Insurance

Life insurance is supposed to provide peace of mind. But for many, the approval process gives them nothing but nightmares.  The cost of life insurance varies depending on an applicant’s health history. According to a recent survey, smokers, on average, pay more than three times for the same policy than non-smokers. READ MORE >>

Friday, November 13, 2015

Term life insurance or permanent?

When it comes to life insurance, most buyers simply pick a number for the desired death benefit and go through the motions of the application process. There isn’t much thought as to the amount or type of insurance best fits the bill. Term insurance is the most popular type of life insurance bought in the US today. READ MORE >>

Friday, November 6, 2015

Here's The Type Of Insurance You Should Buy At Every Age

Having insurance is a lot like carrying an umbrella with you at all times: Most of the time it feels burdensome, but boy, are you glad to have it when the rain comes. The right insurance policies are key to a healthy financial life. Below, we've explained briefly which those are, plus when you should purchase them. READ MORE >>

Friday, October 23, 2015

Five Life Insurance Mistakes That Can Haunt You

With Halloween just around the corner, children’s thoughts turn to candy and costumes. Their parents and grandparents should be focusing on more macabre matters — like the life insurance policies they bought (or are thinking of buying) to secure the financial future of these little ghosts and goblins if a key provider dies. READ MORE >>

Friday, September 25, 2015

Do You Have Enough Life Insurance?

A new study shows Americans have even less insurance since the recession, leaving their families vulnerable. Life insurance is usually last on the list of important-but-necessary items people want to spend money on, because, let’s face it, no one wants to dwell on the circumstances in which it could come in handy. READ MORE >>

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